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Debt update & other things

October 31st, 2011 at 08:59 pm

Haven't posted in a while so I thought I would make some time tonight. From a debt standpoint we are still clucking along with only a few hiccups along the way. We've had several expenses come up that I wasn't anticipating so our snowball has not been as big as it could have been over the last couple of pay periods. A little discouraging but I find that I wouldn't have done anything different if I could do it over again....so it is what it is. I've had an emergency flight to the northeast to be with a dear friend who lost her husband unexpectedly, our TV went out and we've had a few smaller trips & expenses come up that we needed to take (family weddings, etc.) PLUS several unexpected medical expenses came in from both of my older daughters. I take back my earlier comment -- I would take back one of these medical expenses had I realized I was using an 'out of network' facility for one of the bills! Apparently that would have saved me lots of money...but I didn't ask the right question when I was researching. I asked them if they took my insurance and they said YES...so I assumed that meant they were in-network. Shows how much I know -- i don't have many run-ins with the medical world thankfully but next time, I will be dang sure to clarify my questions to avoid that extra cost for out of network crap. Anyway, all of those extra expenses collectively has cost me about $3,000+ so it has been quite a set back for my debt snowball. I've still been able to make a fairly sizable payment to get my car paid off within 2-3 months but it has pushed out my overall timeline to get it gone!

Aside from this fun fall season of mishaps and financial mayham, I am annoyed with myself for not being more organized. I didn't even pull out my halloween stuff this year. Not a major life issue of course...but it is small stuff like that I don't like to skip out on b/c I know my kids like it, etc. I've just been too busy and very forgetful about every day stuff b/c my brain is overloaded. The house is a mess and I seem to be putting off more and more stuff until later...so I am always rushing around, forgetting stuff and everything is a mess!! I don't like it and it is not very typical of me but it seems to have become more common these days. I can only hope that November will slow down and return to normal...otherwise I'm going to have do something drastic -- what, I have no idea, but drastics times call for drastic measures, right? BTW - the baseball playoffs & world series are always a 'stop down' for me too so that is part of the reason I'm so behind...I've neglected some of the stuff I would normally do in the evenings b/c I was screaming, I mean watching, the sad Texas Rangers thoughout their playoff run and tragic ending. :-(

Anyway, cheers to a simplified life and slowing down this November!

2 Responses to “Debt update & other things”

  1. creditcardfree Says:

    Best wishes for a slow paced November. And remember, commercials on tv make for great moments to do a small task. General tidy up of a counter, sweep a floor, run the vaccuum in one room...the list goes on. Just break it down into smaller tasks. When the show comes back on, you get to sit back down!!

  2. Jerry Says:

    Ohhhh, out-of-network insurance costs are ridiculous, and I am so sorry that you got stuck in that mess! Hopefully, this new month will lead to a little more relaxing pace for you.
    Jerry

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